Ebonie Caldwell is a licensed REALTOR® in Indiana and Mortgage Loan Officer licensed in 11 States with more than 25 years of experience in real estate sales, mortgage lending, underwriting, marketing, negotiations, and contract structuring. She helps buyers, sellers, homeowners, and investors make informed decisions, whether they are purchasing their first home, selling a property, or building a real estate portfolio.

Ebonie brings sales and marketing experience to every listing. She works with sellers to position their homes, highlight what makes each property valuable, attract qualified buyers, and negotiate terms that support their goals. For buyers, she provides education and guidance throughout the search, offer, financing, inspection, and closing process. Her mortgage and underwriting background gives her a deeper understanding of financing options and potential obstacles, helping her structure offers and contracts with the entire transaction in mind.

Having taught more than 14,000 students about real estate investing, Ebonie believes education is one of the most valuable things she can offer a client. She explains the process, answers questions, and helps clients understand their options so they can move forward with confidence. Her experience includes first-time homebuyers, luxury homes, new construction, investment properties, down payment assistance, and homebuyer grants. She also works with Conventional, FHA, VA, USDA, Jumbo, Non-QM, DSCR, construction, and investor financing. When appropriate, she looks for ways to reduce out-of-pocket closing costs through seller concessions, lender credits, and available grants.

Ebonie supports her clients from the first conversation through closing and beyond. She is available seven days a week because she understands that real estate decisions affect your schedule, your business, your family, and your future. If you are not yet credit-ready, she will work with you on a personalized plan to improve your financial position and prepare for your next step.

“My goal is to help you buy, sell, invest, and finance real estate with confidence. Whether you are beginning your road to homeownership or growing an investment portfolio, I will take the time to understand what matters to you, explain your options, and stand beside you throughout the process. I want to help you make decisions today that support your family’s future and the legacy you hope to build.”